Cash flowAuthor
Nick Richardson
As Head of Funding at Capitalise, Nick uses industry expertise to help support our partners and their clients with access to funding.
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At Capitalise, Nick’s mission goes beyond securing funding, it’s about empowering businesses with clarity, confidence, and a tailored financial strategy. With years of hands-on experience in the funding space, he excels at building strong client relationships and translating complex financial solutions into actionable insights.
Professional experience
Cash flow
Business loansDo I need a personal guarantee for a bad credit business loan?
NNick Richardson29 Jul 2026
Business credit cards8 best business credit cards for startups in 2026
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Business credit cardsRevolving credit facility vs business credit card: which one actually fits how you spend?
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Business credit cardsHow to apply for a business credit card
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Business loansRevolving credit facilities for wholesale businesses: fund stock now, repay as you sell
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Business credit cardsHow to get a business credit card
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Business credit cards8 best business credit cards for startups in 2026
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Business loansAPR vs interest rate: how to read your business loan calculator results
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Business loansDoes a business loan affect personal credit?
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Business loansCan I get a business loan with a CCJ?
NNick Richardson27 Jul 2026