Last updated: 26 May 2026

Free ccj check powered by experian

Run a free CCJ check and protect your business

A County Court Judgment is a court order issued against a business that has failed to repay a debt. Check for CCJs on your own business and the companies you trade with in seconds with a Capitalise account.

  • Credit check any UK company to see if they have a CCJ

  • Get instant alerts when a CCJ is filed against you or your customers

  • Spot payment risks before they hit your cash flow

Check a company CCJ
Trustpilot

  • Run a CCJ check on any company

  • Act fast to resolve issues and protect your credit

  • Assess risks before working with new partners

  • Trade confidently with informed decisions

Can I check if a company has a CCJ?

With a free Capitalise account, you can see whether any County Court Judgments have been filed against your own business. You'll see the court name, case reference, judgment date, and the amount outstanding.

With an upgraded plan, you can run a credit check on any UK company. This pulls their full Experian credit profile, including any registered CCJs, payment history, and suggested credit limits.

CCJs in England and Wales are recorded on the Register of Judgments, Orders and Fines, which is maintained by Registry Trust. Capitalise connects directly to Experian's database to surface this data instantly, so you don't need to search multiple sources.

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Why should you check if a company has a CCJ?

A County Court Judgment (CCJ) is one of the clearest indicators that a business has struggled, or is struggling, to meet its financial obligations. If you're extending credit terms, onboarding a new supplier, or entering a long term contract, failing to run a CCJ check could expose your business to unnecessary financial risk.This is particularly important given that, according to Capitalise platform data from January 2026, 52% of UK businesses fall within the E - F credit score bands, the two lowest categories on the Experian scale, indicating a higher risk profile to lenders, suppliers, and trade partners.

A CCJ check takes less than a minute and could help you avoid a costly mistake before entering into a business relationship.

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Protect your business cash flow with a CCJ check

A one off CCJ check tells you where things stand today. But companies can receive new CCJs at any time, and if that happens to one of your customers mid contract, you want to know immediately, not when the invoice goes unpaid. With Capitalise you can monitor the credit profiles of the companies you work with and get real time alerts the moment anything changes. That includes:

  • A new CCJ being registered against a customer or supplier

  • A drop in their credit score that signals growing financial pressure

  • Changes to their payment behaviour that suggest cash flow problems are building

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OUR PLANS

Track your business credit score, spot areas to boost it and access more affordable funding

  • Free

    A good place to start understanding your company credit profile.

    FREE

    • View your basic business credit score

    Sign up free

  • Startup

    Great for new businesses looking to understand and build their Experian company credit profile.

    £19.95monthly (plus VAT)

    • View your full business credit score

    • See all the factors impacting it

    • Get 3 company credit checks per month

    Select Startup
  • Recommended

    PRO

    A must have for all UK companies. See your full Experian credit profile and credit check key partners.

    £24.95monthly (plus VAT)

    • View your full business credit score

    • See all the factors impacting it

    • Get 10 company credit checks per month

    Select Pro

  • Enterprise

    Ideal for finance and compliance teams looking for a risk management tool.

    £59.95monthly (plus VAT)

    • View your full business credit score

    • See all the factors impacting it

    • Get 100 company credit checks per month

    Select Enterprise

No credit card required or annoying sales calls. Free to signup and try.

How your Capitalise account works

  • 1

    Check your own business credit score

    • Easily see if any legal notices, like CCJs, are registered against your business

    • Get detailed information about any registered CCJs, including the court and case number

    • View your business credit score, credit limit, and other key financial details

  • 2

    Check credit risks that could affect your business

    • Check for CCJs or other legal notices against the businesses you work with to avoid supply chain disruptions

    • Use suggested credit limits to make smarter decisions about the credit terms you offer

    • Review credit scores, payment history, and any legal notices to assess if you’re likely to be paid on time

  • 3

    Get real-time alerts to manage credit risks quickly

    • Get instant alerts whenever there are changes to your customers' credit profiles

    • Take quick action to prevent late payments - follow up on overdue invoices and adjust credit terms as needed

    • Be alerted as soon as a CCJ is registered against your business, giving you 30 days to resolve it before it impacts your credit for 6 years

  • 4

    Download company credit reports to make informed decisions

    • Download detailed company credit reports as PDFs to keep on file

    • Use these reports to make well-informed decisions about potential business partners and credit terms

Spot the early warning signs you might get paid late by checking your customer's credit profile for CCJs registered

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Useful resources on business credit scores

Frequently asked questions