Vehicle finance made simple

Get tailored finance options for cars, vans, fleets and electric vehicles

Capitalise makes getting vehicle finance easy, you can check your budget, compare deals and apply in just a few clicks.

TRUSTED BY 200,000+ UK BUSINESSES

  • Over £2bn in funding offers

  • 130+ business lenders

  • Regulated by the FCA since 2015

  • Rated Excellent on TrustPilot

Why get vehicle finance with Capitalise?

  • Improve cash flow by spreading the cost into manageable monthly repayments

  • Upgrade to newer, more efficient vehicles that support day-to-day operations

  • Benefit from tax advantages when financing through your business

  • Get matched to lenders based on your business credit profile for better fit options

  • Receive dedicated support from our finance specialists to find the best deal

What types of vehicle can you finance?

  • Cars

    Help your team travel confidently with reliable, comfortable vehicles that support everyday business journeys.

  • Vans

    Increase your efficiency with practical, durable transport that’s built for trades, deliveries and busy daily workloads.

  • Fleets

    Keep your whole team moving with a consistent set of vehicles that scale with your operations and support long term growth.

  • Electric vehicles

    Lower your running costs and reduce your environmental impact while benefiting from potential tax advantages.

  • Heavy vehicles

    Strengthen your operations with tractors, lorries and other heavy vehicles designed for construction, logistics or agricultural work.

How it works

Getting business vehicle finance with Capitalise is fast and simple.

  1. Log in to your Capitalise account

  2. Enter the registration of the vehicle, or choose a make and model

  3. Instantly see estimated monthly costs

  4. Compare lender matches tailored to your business

  5. Apply in minutes and get support from our expert funding specialists.

  6. If approved, receive the funds and get the vehicles your business needs.

What are the different types of vehicle finance?

  • Hire purchase (HP)

    Your business pays an initial deposit followed by monthly instalments over an agreed term. Once all payments are made, your business owns the vehicle.

    Learn more about hire purchase

  • Finance lease

    Your business rents the vehicle for an agreed period. When the lease ends, you can return it, extend the lease or buy the vehicle for a set price.

    Learn more about finance leasing

  • Operating lease

    Your business rents the vehicle for a fixed term. You typically have the option to return the vehicle at the end of the lease without any further obligations.

    Learn more about operating leases

  • Contract hire

    Your business leases the vehicle for an agreed time and mileage, paying a set monthly fee. When the contract ends, you return the vehicle, so you don’t need to worry about depreciation or selling it on.

    Learn more about contract hire

Apply for vehicle finance today

Check your budget, compare tailored offers and get your business on the road faster.

frequently asked questions